Reward points


Reward points credit cards are set up to allow cardholders to earn one or more points per dollar in spending. Points can be redeemed for airfare or cash at participating retailers. The cost of a point is 1 point.

The credit cards have a $95 annual fee. If you are interested in looking for cards that do not have an annual fee, then you may want to visit a site like https://www.sofi.com/credit-card/ and see what sort of offer is available there.

Amex Everyday Preferred card

You can get this card if you meet the following criteria:

You are a U.S. citizen or resident.

You were a U.S. resident or citizen at the time you opened your account.

You meet age, income, and credit approval requirements.

You have no more than one of the following types of accounts in your financial institution: checking or savings.

You have no more than $10,000 in balances in each of your accounts.

You have never had a qualifying account closed.

You have not had your credit history reported to credit bureaus in the last six years. You do not currently have a Discover card or Everyday Preferred account with another financial institution. If you meet any one of these criteria, please click here to see if your account qualifies.Amex Premier Rewards Gold card You can get th

is card if you meet the following criteria: You are a U.S. citizen or resident. You were a U.S. resident or citizen at the time you opened your account. You meet age, credit history, income, travel history, purchase history, and other criteria and you pay your bill in full each month.

Chase Sapphire Preferred card You can get this card if you meet the following criteria: You are a U.S. citizen or resident. You were a U.S. resident or citizen at the time you opened your account. You meet age, credit history, income, travel history, purchase history, and other criteria and you pay your bill in full each month.

Chase Sapphire Reserve You can get this card if you meet the following criteria: You are a U.S. citizen or resident. You were a U.S. resident or citizen at the time you opened your account. You meet age, credit history, income, travel history, purchase history, and other criteria and you pay your bill in full each month.

The first year of the card is paid entirely with a down payment of 10% of the purchase price. After that, the card pays at an interest rate that varies depending on your creditworthiness (from 13.99% to 21.99% depending on your credit score) and is only paid off in full after you have satisfied all the requirements, you qualify for the sign-up bonus, and you make at least 12 purchases within the first 3 months of your account opening. If you are eligible for the sign-up bonus, you will be able to apply for this card after you pay the annual fee for the first time.

You may qualify for this card even if you already have a Chase Freedom card in your Chase account, as long as your new card is linked to the same account number as your Freedom card. You must continue to pay the annual fee on the Freedom card when it is active and you are not getting a new Chase card with this offer.